What Is Bodily Injury Insurance?

If you or a loved one has recently been in a car accident, you may be going through all your paperwork and wonder, “What is bodily injury (BI) insurance?” Bodily injury coverage is the most common kind of insurance for those out driving on the road. It’s actually illegal to drive a vehicle in the […]

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What is Uninsured Motorist (UM) Insurance Coverage?

There are multiple kinds of insurance out there. If you or a friend/loved one has been in a car accident, you may wonder, “What is Uninsured/Under Insured Motorist (UM) coverage?” UM coverage is insurance coverage that covers you in the event that the person who hurt you (the tortfeasor or at-fault party) does not have […]

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Is Covid-19 A Force Majeure?

In the coronavirus pandemic, a number of legal concepts such as force majeure, impossibility of performance, impracticability and frustration of purpose may come in to play in determining whether performance under a contract may be excused or delayed and what remedies may be available. Many contracts contain force majeure provisions, which potentially limit the liability of a contracting party for […]

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